(NBBJ) - Lenders to the North Bay wine industry are following demand for capital as it ripples outward from a record-breaking grape harvest in 2012, after a boost in cash flow allowed many vineyards to pay down working capital and other business debt. The impact of the North Bay harvest, which the 2012 California Grape Crush Report valued at $1.35 billion, could be several-fold for winery financials, spurring vineyard borrowing some barrel and tank expansion to accommodate an upsurge in volume, lenders said.